bóng đá hôm nay trực tiếpJudgment No. 11/2021/DS-ST dated May 06, 2021 on dispute over credit agreement and collateral disposition

bóng đá hôm nay trực tiếp PEOPLE’S COURT OF QUANG BINH PROVINCE

JUDGMENT NO. 11/2021/DS-ST DATED MAY 06, 2021 ON DISPUTE OVER CREDIT AGREEMENT AND COLLATERAL DISPOSITION

On May 06, 2021, a public first-instance trial is conducted at bóng đá hôm nay trực tiếp People’s Court of Quang Binh Province to hear bóng đá hôm nay trực tiếp handled civil case No. 34/2020/TLST-DS dated July 01, 2020 in bóng đá hôm nay trực tiếp matter of “Dispute over credit agreement and collateral disposition”, according to bóng đá hôm nay trực tiếp Decision to bring bóng đá hôm nay trực tiếp case to bóng đá hôm nay trực tiếp trial No. 440/2021/QD-ST dated March 22, 2021 between bóng đá hôm nay trực tiếp following litigants:

- Plaintiff:Bank B;

Address:  No. 25, Street V, District H, Ha Noi City; Legal representative: Mr. Phan Duc T - Chairman of bóng đá hôm nay trực tiếp Board of Directors; Person authorized to initiate bóng đá hôm nay trực tiếp lawsuit and participate in legal proceedings: Mr. Ha Thanh H - Director of BQB Branch of Bank B; address: No. 368, Street Q, Ward B, Town B, Quang Binh Province, according to bóng đá hôm nay trực tiếp Decision to authorize participation in legal proceedings No. 804/QD dated August 22, 2019 issued by Bank B’s legal representative; Mr. H authorized Mr. Le Thanh O - a Specialist of Risk Management Department of Bank B - BQB Branch according to Decision No. 127/QD-BIDV.BQB dated February 03, 2021. Mr. Oat was present at bóng đá hôm nay trực tiếp trial.

- Defendant:Mr. Nguyen Chi C, born in 1976, and Mrs. Phan Thi H1, born in 1980;

Address: Hamlet C, Commune B, District B, Quang Binh Province;

Mr. Nguyen Chi C is residing aboard (Russian Federation) and has been absent for bóng đá hôm nay trực tiếp second time; Mrs. Phan Thi H has been lawfully summoned for bóng đá hôm nay trực tiếp second time but she is still absent.

CONTENTS OF bóng đá hôm nay trực tiếp CASE

According to bóng đá hôm nay trực tiếp petition and opinions specified in bóng đá hôm nay trực tiếp written statement as well as at this trial, bóng đá hôm nay trực tiếp plaintiff’s representative states:

According to bóng đá hôm nay trực tiếp credit agreement No. 01/2017/9336156/HDTD dated January 05, 2017 signed between Bank B - BQB Branch and Mr. Nguyen Chi C and Mrs. Phan Thi H1, Bank B - BQB Branch has granted Mr. C and Mrs. H a loan with details as follows: Total loan amount of VND 350.000.000 (Three hundred fifty million dongs); Loan purpose: Buying materials for house repair; Loan term: 60 months; preferential interest rate applied for bóng đá hôm nay trực tiếp first 12 months from bóng đá hôm nay trực tiếp date of conclusion of bóng đá hôm nay trực tiếp credit agreement: 10,0%/year.

Since January 06, 2018, bóng đá hôm nay trực tiếp interest rate applied to bóng đá hôm nay trực tiếp loan has been adjusted to bóng đá hôm nay trực tiếp normal lending interest rate, and has been adjusted every 03 months to bóng đá hôm nay trực tiếp actual interest rate on VND savings deposit of 12-month term and term-end interest payment announced by Bank BQB at bóng đá hôm nay trực tiếp time of adjustment plus a fee rate of 4%/year but shall not be lower than bóng đá hôm nay trực tiếp floor lending interest rate of bóng đá hôm nay trực tiếp same loan type applied by Bank V, bóng đá hôm nay trực tiếp floating interest rate has been adjusted every 03 months, and bóng đá hôm nay trực tiếp interest rate on overdue debt shall be 150% of bóng đá hôm nay trực tiếp interest rate charged on due repayment determined at bóng đá hôm nay trực tiếp date of such debt becoming delinquent, and date of adjustment of lending interest rate under terms and conditions of bóng đá hôm nay trực tiếp credit agreement. During debt repayment period, Mr. C and Mrs. H1 have paid a part of bóng đá hôm nay trực tiếp loan principal and interest. bóng đá hôm nay trực tiếp remaining amount payable includes VND 170.013.000 of bóng đá hôm nay trực tiếp loan principal and bóng đá hôm nay trực tiếp interest charged up to bóng đá hôm nay trực tiếp date of bóng đá hôm nay trực tiếp first-instance trial, i.e. May 06, 2021, as VND 78.746.202 (including VND 73.653.809 of bóng đá hôm nay trực tiếp interest charged on due repayment and VND 5.092.393 of overdue debt interest).

Mr. C and Mrs. H1 have provided bóng đá hôm nay trực tiếp collateral for bóng đá hôm nay trực tiếp loan, including: bóng đá hôm nay trực tiếp rights to use bóng đá hôm nay trực tiếp land plot No. 180, map sheet No. 48, located at Hamlet C, District B, area: 317,9 m2, including 243 m2 of residential land and 74,9 m2 of annual crop land, and bóng đá hôm nay trực tiếp property on land which is a grade-4 house with building area of 150 m2 (house structure: house with no upstairs, quarry-stone foundation, brick wall, porcelain patterned floor, color painted ceiling, wooden doors with jambs, auxiliary works: toilet situated outside bóng đá hôm nay trực tiếp house, and tiled roof) according to bóng đá hôm nay trực tiếp Certificate of Land Use Rights No. 578876, entered into register as No.: CH 01809, issued by bóng đá hôm nay trực tiếp People’s Committee of Bo Trach District, on December 20, 2016, under bóng đá hôm nay trực tiếp names of Nguyen Chi C and Phan Thi H1; bóng đá hôm nay trực tiếp property built on bóng đá hôm nay trực tiếp abovementioned land plot is bóng đá hôm nay trực tiếp house (bóng đá hôm nay trực tiếp mortgage agreement No. 01/2017/9336156/HDBD dated January 04, 2017, signed between one side, comprising of Mr. C and Mrs. H1, and bóng đá hôm nay trực tiếp other side, bóng đá hôm nay trực tiếp Bank), and has been registered for secured transaction at bóng đá hôm nay trực tiếp Office for registration of land use rights of District B on January 04, 2017.

On bóng đá hôm nay trực tiếp defendant’s side, Mr. Nguyen Chi C is absent, so he gives no statements, but Mrs. Phan Thi H1 (Mr. C’s wife) states: she and her husband have got loan from Bank B - BQB Branch with bóng đá hôm nay trực tiếp loan amount of VND 350.000.000 which has been used for repairing house, and have provided their house and land located at Hamlet C, Commune B, as collateral. They have paid a part of loan debt to bóng đá hôm nay trực tiếp Bank, and still owe bóng đá hôm nay trực tiếp bank an amount of loan principal and interest as announced by bóng đá hôm nay trực tiếp Bank.  They accept responsibility to repay bóng đá hôm nay trực tiếp Bank. However, after Mr. C (her husband) did business abroad (Russian Federation) (unknown address), due to prolonged pandemic, his business was unsuccessful. Thus, they have no incomes for repaying bóng đá hôm nay trực tiếp Bank.  When bóng đá hôm nay trực tiếp Bank filed bóng đá hôm nay trực tiếp lawsuit to request them to repay bóng đá hôm nay trực tiếp loan principal and interest, her husband, Mr. C, was also notified of bóng đá hôm nay trực tiếp lawsuit but, due to prolonged pandemic and difficulties in his business, they could not repay bóng đá hôm nay trực tiếp Bank and requested bóng đá hôm nay trực tiếp Bank to allow them to make deferred payment and agreed that bóng đá hôm nay trực tiếp Bank may carry out procedures for disposition of collateral in accordance with regulations of law in case of their failure to repay debts.

According to results of bóng đá hôm nay trực tiếp appraisal conducted at bóng đá hôm nay trực tiếp trial by bóng đá hôm nay trực tiếp Court in bóng đá hôm nay trực tiếp presence of Mrs. Phan Thi H1, bóng đá hôm nay trực tiếp collateral, including bóng đá hôm nay trực tiếp house and land use rights, is conformable with bóng đá hôm nay trực tiếp agreement on mortgage of property which has been registered for secured transaction.

At bóng đá hôm nay trực tiếp trial, bóng đá hôm nay trực tiếp plaintiff’s representative still keeps their petition unchanged and requests bóng đá hôm nay trực tiếp Court to force Mr. C and Mrs. H1 to make payment of bóng đá hôm nay trực tiếp loan principal and interest or, in case of their failure to make such payment, follow collateral disposition procedures as prescribed.

Representative of bóng đá hôm nay trực tiếp People's Procuracy of Quang Binh Province expresses opinions about bóng đá hôm nay trực tiếp case as follows:

Regarding bóng đá hôm nay trực tiếp court procedures:  During bóng đá hôm nay trực tiếp case settlement process from accepting bóng đá hôm nay trực tiếp case until bóng đá hôm nay trực tiếp deliberation session of bóng đá hôm nay trực tiếp trial panel, bóng đá hôm nay trực tiếp Judge, trial panel, court clerk and participants in legal proceedings have strictly and fully complied with regulations of bóng đá hôm nay trực tiếp civil procedure code.

Regarding contents of bóng đá hôm nay trực tiếp case: bóng đá hôm nay trực tiếp trial panel is requested to accept bóng đá hôm nay trực tiếp Bank’s petition and request Mr. C and Mrs. H1 to make payment of bóng đá hôm nay trực tiếp loan principal and interest amount of VND 248.759.202 (including VND 73.653.809 of bóng đá hôm nay trực tiếp interest charged on due repayment and VND 5.092.393 of overdue debt interest) to Bank B. In case Mr. C and Mrs. H1 are unable to repay bóng đá hôm nay trực tiếp bank, bóng đá hôm nay trực tiếp collateral should be disposed of in accordance with regulations of law.

JUDGMENTS OF bóng đá hôm nay trực tiếp COURT

After examining documents included in bóng đá hôm nay trực tiếp case file, which have been verified at bóng đá hôm nay trực tiếp trial, and based on questioning results obtained at bóng đá hôm nay trực tiếp trial, bóng đá hôm nay trực tiếp trial panel finds that:

[1] Regarding bóng đá hôm nay trực tiếp court procedures:

According to bóng đá hôm nay trực tiếp petition submitted by Bank B to request Mr. Nguyen Chi C and Mrs. Phan Thi H1 to repay under bóng đá hôm nay trực tiếp credit agreement No. 01/2017/9336156, bóng đá hôm nay trực tiếp legal relationship determined in this case is dispute over bóng đá hôm nay trực tiếp credit agreement; According to bóng đá hôm nay trực tiếp Official Dispatch No. 6733/QLXNC-P5 dated May 19, 2020 and bóng đá hôm nay trực tiếp Official Dispatch No. 7207/QLXNC-P5 dated March 30, 2021 of bóng đá hôm nay trực tiếp Immigration Department affiliated to bóng đá hôm nay trực tiếp Ministry of Public Security, Mr. Nguyen Chi C, born on June 06, 1976, has successfully followed immigration procedures for 16 times, his last immigration was made on March 29, 2018, and currently, no information about his return to Vietnam is recorded. Hence, bóng đá hôm nay trực tiếp co-defendant, Mr. Nguyen Chi C is living abroad. Pursuant to Point a Clause 1 Article 37, Point a Clause 1 Article 469 of bóng đá hôm nay trực tiếp Civil Procedure Code, this case is under bóng đá hôm nay trực tiếp jurisdiction of bóng đá hôm nay trực tiếp People's Court of Quang Binh Province.

After handling bóng đá hôm nay trực tiếp case, bóng đá hôm nay trực tiếp People's Court of Quang Binh Province has delivered and conveyed bóng đá hôm nay trực tiếp documents of bóng đá hôm nay trực tiếp lawsuit to bóng đá hôm nay trực tiếp litigants but bóng đá hôm nay trực tiếp defendant, Mr. C, was absent because Mr. C migrated to a foreign country. Hence, bóng đá hôm nay trực tiếp court received no response from bóng đá hôm nay trực tiếp defendant. bóng đá hôm nay trực tiếp Court has posted bóng đá hôm nay trực tiếp documents of bóng đá hôm nay trực tiếp lawsuit at Mr. C’s residence, and notified Mr. C of bóng đá hôm nay trực tiếp fact that bóng đá hôm nay trực tiếp case has been handled and considered by bóng đá hôm nay trực tiếp Court on bóng đá hôm nay trực tiếp National External Information Channel - Voice of Vietnam (VOV5) on 03 consecutive times but received no response from Mr. C. Mrs. H1 stated that Mr. C (her husband) is residing in Russia and she has notified him of Bank B's request for debt repayment.

bóng đá hôm nay trực tiếp People’s Court of Quang Binh has conducted bóng đá hôm nay trực tiếp first first-instance trial on April 08, 2021 which has been suspended because bóng đá hôm nay trực tiếp defendant, Mr. Nguyen Chi C was not present at bóng đá hôm nay trực tiếp trial. After bóng đá hôm nay trực tiếp trial suspension, bóng đá hôm nay trực tiếp Court has directly delivered bóng đá hôm nay trực tiếp trial suspension decision and bóng đá hôm nay trực tiếp subpoena to Mrs. Phan Thi H1 on May 06, 2021. Mr. C and Mrs. H1 were still absent from bóng đá hôm nay trực tiếp second trial conducted by bóng đá hôm nay trực tiếp Court without giving legitimate reasons. Thus, bóng đá hôm nay trực tiếp People’s Court of Quang Binh decides to hear bóng đá hôm nay trực tiếp case in default of Mr. C and Mrs. H1 according to Point b Clause 2 Article 227 ofCode No. 92/2015/QH13 dated November 25th, 2015, vtv2 trực.

[2] Regarding contents of bóng đá hôm nay trực tiếp case:

[2.1] On January 05, 2017, Mr. Nguyen Chi C, Mrs. Phan Thi H1 and Bank B - BQB Branch have entered into bóng đá hôm nay trực tiếp credit agreement No. 01/2017/9336156/HDTD with total loan amount: VND 350.000.000, loan purpose: buying materials for house repair, loan term: 60 months, preferential interest rate applied for bóng đá hôm nay trực tiếp first 12 months from bóng đá hôm nay trực tiếp date of conclusion of bóng đá hôm nay trực tiếp credit agreement: 10,0%/year. Since January 06, 2018, bóng đá hôm nay trực tiếp interest rate applied to bóng đá hôm nay trực tiếp loan has been adjusted to bóng đá hôm nay trực tiếp normal lending interest rate, and has been adjusted every 03 months to bóng đá hôm nay trực tiếp actual interest rate on VND savings deposit of 12-month term and term-end interest payment announced by Bank B -Bank BQB at bóng đá hôm nay trực tiếp time of adjustment plus a fee rate of 4%/year but shall not be lower than bóng đá hôm nay trực tiếp floor lending interest rate of bóng đá hôm nay trực tiếp same loan type applied by Bank V, bóng đá hôm nay trực tiếp floating interest rate has been adjusted every 03 months, and bóng đá hôm nay trực tiếp interest rate on overdue debt shall be 150% of bóng đá hôm nay trực tiếp interest rate charged on due repayment determined at bóng đá hôm nay trực tiếp date of such debt becoming delinquent, and date of adjustment of lending interest rate under terms and conditions of bóng đá hôm nay trực tiếp credit agreement. Bank B has fully disbursed bóng đá hôm nay trực tiếp loan amount of VND 350.000.000 to Mr. C and Mrs. H1.

[2.2] Mr. Nguyen Chi C and Mrs. Phan Thi H1 have provided bóng đá hôm nay trực tiếp collateral for bóng đá hôm nay trực tiếp loan, including: bóng đá hôm nay trực tiếp rights to use bóng đá hôm nay trực tiếp land plot No. 180, map sheet No. 48, located at Hamlet C, Commune B, District B, area: 317,9 m², including 243 m²of residential land and 74,9 m²of annual crop land, and bóng đá hôm nay trực tiếp property on land which is a grade-4 house with building area of 150 m²(house structure: house with no upstairs, quarry-stone foundation, brick wall, porcelain patterned floor, color painted ceiling, wooden doors with jambs, auxiliary works: toilet situated outside bóng đá hôm nay trực tiếp house, and tiled roof) according to bóng đá hôm nay trực tiếp Certificate of Land Use Rights No. 578876, entered into register as No.: CH 01809, issued by bóng đá hôm nay trực tiếp People’s Committee of Bo Trach District, on December 20, 2016, under bóng đá hôm nay trực tiếp names of Nguyen Chi C and Phan Thi H1; (bóng đá hôm nay trực tiếp mortgage agreement No. 01/2017/9336156/HDBD dated January 04, 2017, signed between one side, comprising of Mr. C and Mrs. H1, and bóng đá hôm nay trực tiếp other side, bóng đá hôm nay trực tiếp Bank; procedures for registration of secured transaction have been carried out at bóng đá hôm nay trực tiếp Office for registration of land use rights of Bo Trach District on January 04, 2017. During debt repayment period, Mr. C and Mrs. H1 have paid a part of bóng đá hôm nay trực tiếp loan principal and interest. bóng đá hôm nay trực tiếp remaining amount payable includes VND 170.013.000 of bóng đá hôm nay trực tiếp loan principal and bóng đá hôm nay trực tiếp interest charged up to bóng đá hôm nay trực tiếp date of bóng đá hôm nay trực tiếp first-instance trial, i.e. May 06, 2021, as VND 78.746.202 (including VND 73.653.809 of bóng đá hôm nay trực tiếp interest charged on due repayment and VND 5.092.393 of overdue debt interest).

[2.3] Hence, bóng đá hôm nay trực tiếp parties have voluntarily entered into bóng đá hôm nay trực tiếp credit agreement and bóng đá hôm nay trực tiếp mortgage agreement whose contents and form are conformable with regulations of bóng đá hôm nay trực tiếp Bank and laws.

bóng đá hôm nay trực tiếp interest debt includes bóng đá hôm nay trực tiếp interest charged on due repayment and overdue debt interest calculated by bóng đá hôm nay trực tiếp Bank at bóng đá hôm nay trực tiếp interest rate agreed upon in bóng đá hôm nay trực tiếp credit agreement signed by and between bóng đá hôm nay trực tiếp parties in accordance with regulations of law. During bóng đá hôm nay trực tiếp execution of bóng đá hôm nay trực tiếp credit agreement, bóng đá hôm nay trực tiếp defendant has partially fulfilled their debt liability. bóng đá hôm nay trực tiếp remaining loan principal and interest are still not yet paid and become delinquent. bóng đá hôm nay trực tiếp defendant fails to pay debt although Bank B has given many notices of debt payment. Therefore, bóng đá hôm nay trực tiếp petition submitted by bóng đá hôm nay trực tiếp plaintiff to request bóng đá hôm nay trực tiếp Court to force Mr. Nguyen Chi C and Mrs. Phan Thi H1 to pay bóng đá hôm nay trực tiếp amount of VND 248.759.202 (including VND 170.013.000 of bóng đá hôm nay trực tiếp loan principal and VND 78.746.202 of interest) and carry out procedures for disposition of collateral for recovering debts in case bóng đá hôm nay trực tiếp defendant fails to repay or insufficiently repays bóng đá hôm nay trực tiếp bank is well-grounded, complies with regulations of law, and so is accepted.

[5] Regarding bóng đá hôm nay trực tiếp court fees:  bóng đá hôm nay trực tiếp plaintiff is not required to pay bóng đá hôm nay trực tiếp court fees for solving bóng đá hôm nay trực tiếp first-instance civil case; bóng đá hôm nay trực tiếp defendant is liable to pay bóng đá hôm nay trực tiếp first-instance civil case in accordance with regulations of law.

[6] Regarding procedural expenses:Bank B shall fully pay bóng đá hôm nay trực tiếp amount of VND 1.500.000 which is bóng đá hôm nay trực tiếp costs for publishing information on VOV5.

For bóng đá hôm nay trực tiếp said reasons, 

bóng đá hôm nay trực tiếp COURT DECIDES:

Pursuant to Article 26; Clause 1 Article 37; Point b Clause 2 Article 227; Articles 474, 477, 479 of bóng đá hôm nay trực tiếp Civil Procedure Code;Pursuant to Articles 280, 292, 293, 294, 295, 299, 317, 318, 319, 320, 321, 322, 323, 324, 357, 688 ofbóng đá hôm nay trực tiếp 2015 bóng đá hôm nay trực tiếp Civil Code in Viet Nam; Article 91 ofLuật các xem bóng đá trực tiếp trên youtube 2010 Số hiệu 47/2010/QH12; Articles 166, 167, 188 ofbóng đá hôm nay trực tiếp 2013 Law on Land in Viet Nam; Clause 2 Article 26 ofNghị quyết 326/2016/UBTVQH14 quy định về mức thu, miễn, giảm, thu, nộpdated December 30, 2016 of bóng đá hôm nay trực tiếp 14^thStanding Committee of National Assembly on court fees and charges, collection, exemption, reduction, transfer, management and use thereof. It’s judged:

1. Bank B’s petition regarding “request Mr. Nguyen Chi C and Mrs. Phan Thi H1 to pay debts under bóng đá hôm nay trực tiếp credit agreement and collateral disposition" is accepted. Mr. Nguyen Chi C and Mrs. Phan Thi H1 is forced to repay Bank B bóng đá hôm nay trực tiếp loan amount of VND 248.759.202 under bóng đá hôm nay trực tiếp credit agreement (including: VND 170.013.000 of bóng đá hôm nay trực tiếp loan principal, and bóng đá hôm nay trực tiếp interest charged up to bóng đá hôm nay trực tiếp date of bóng đá hôm nay trực tiếp first-instance trial, i.e. May 06, 2021, as VND 78.746.202 (including VND 73.653.809 of bóng đá hôm nay trực tiếp interest charged on due repayment and VND 5.092.393 of overdue debt interest).
 

2. bóng đá hôm nay trực tiếp collateral provided by Mr. Nguyen Chi C and Mrs. Phan Thi H1 includes bóng đá hôm nay trực tiếp rights to use bóng đá hôm nay trực tiếp land plot No. 180, map sheet No. 48, located at Hamlet C, Commune B, District B, area: 317,9 m², including 243 m² of residential land and 74,9 m² of annual crop land, and bóng đá hôm nay trực tiếp property on land which is a grade-4 house with building area of 150 m²(house structure: house with no upstairs, quarry-stone foundation, brick wall, porcelain patterned floor, color painted ceiling, wooden doors with jambs, auxiliary works: toilet situated outside bóng đá hôm nay trực tiếp house, and tiled roof) according to bóng đá hôm nay trực tiếp Certificate of Land Use Rights No. CG 578876, entered into register as No.: CH 01809, issued by bóng đá hôm nay trực tiếp People’s Committee of Bo Trach District, on December 20, 2016, under bóng đá hôm nay trực tiếp names of Nguyen Chi C and Phan Thi H1; bóng đá hôm nay trực tiếp mortgage agreement No. 01/2017/9336156/HDBD dated January 04, 2017, signed between one side, comprising of Mr. C and Mrs. H1, and bóng đá hôm nay trực tiếp other side, bóng đá hôm nay trực tiếp Bank; procedures for registration of secured transaction have been carried out at bóng đá hôm nay trực tiếp Office for registration of land use rights of Bo Trach District on January 04, 2017. bóng đá hôm nay trực tiếp mentioned property is used for ensuring bóng đá hôm nay trực tiếp judgment enforcement by Mr. Nguyen Chi C and Mrs. Phan Thi H1.

In case Mr. Nguyen Chi C and Mrs. Phan Thi H1 fail to pay debts to Bank B, Bank B is entitled to request bóng đá hôm nay trực tiếp Civil Judgment Enforcement Department of Quang Binh Province to dispose of bóng đá hôm nay trực tiếp mentioned collateral for recovering debts in accordance with regulations of law.

From bóng đá hôm nay trực tiếp day following bóng đá hôm nay trực tiếp date of bóng đá hôm nay trực tiếp first-instance trial until completion of judgment enforcement, bóng đá hôm nay trực tiếp judgment debt must also incur interest on bóng đá hôm nay trực tiếp judgment debt arrears at bóng đá hôm nay trực tiếp interest rate agreed upon between bóng đá hôm nay trực tiếp parties in accordance with regulations of law; If no agreement on bóng đá hôm nay trực tiếp interest rate is made, bóng đá hôm nay trực tiếp interest rate shall be applied according to Clause 2 Article 468 of bóng đá hôm nay trực tiếp Civil Code.

3. bóng đá hôm nay trực tiếp first-instance civil court fees:  Mr. Nguyen Chi C and Mrs. Phan Thi H1 must pay VND 12.437.900;

Bank B is refunded an amount of VND 6.796.000 paid under bóng đá hôm nay trực tiếp receipt of advanced law costs and court fees No. AA/2017/0003285 dated August 26, 2019 of bóng đá hôm nay trực tiếp Civil Judgment Enforcement Sub-Department of Bo Trach District, Quang Binh Province.

4. Regarding procedural expenses: Bank B shall fully pay bóng đá hôm nay trực tiếp amount of VND 1.500.000 which is bóng đá hôm nay trực tiếp costs for publishing information on VOV5.

In case bóng đá hôm nay trực tiếp judgment is enforced according to Article 2 ofbóng đá hôm nay trực tiếp Law on enforcement of civil judgments in Viet Nam, bóng đá hôm nay trực tiếp judgment creditor and debtor are lawfully allowed to reach an agreement on judgment enforcement, request judgment enforcement, be subject to voluntary execution or coercive judgment enforcement in compliance with regulations in Articles 6, 7 and 9 of bóng đá hôm nay trực tiếp Law on enforcement of civil judgments, and bóng đá hôm nay trực tiếp effective period of judgment enforcement shall comply within provisions in Article 30 of bóng đá hôm nay trực tiếp Law on enforcement of civil judgments.

bóng đá hôm nay trực tiếp plaintiff is entitled to appeal against this judgment within 15 days from bóng đá hôm nay trực tiếp date of pronouncement; Mrs. Phan Thi H1 who is absent from bóng đá hôm nay trực tiếp trial is entitled to appeal against this judgment within 15 days after receiving or being served with this judgment or this judgment is duly posted. Particularly, Mr. Nguyen Chi C who is absent from bóng đá hôm nay trực tiếp trial is entitled to appeal against this judgment within 01 month after being served with this judgment or this judgment is duly posted.