Những đối tượng nào được trực tiếp bóng đá hôm nay sinh viên trong năm 2024?
Who is eligible for student loans in Vietnam in 2024?
According to Article 2 ofDecision 157/2007/QD-TTg, amended by Clause 1, Article 1 ofDecision 05/2022/QD-TTg, students in difficult circumstances who are studying at universities (or equivalent), colleges established and operating according to Vietnamese law, include:
- Orphaned students who have lost both parents or have lost either parent but trực tiếp bóng đá k+ remaining parent is unable to work.
- Students from households belonging to one of trực tiếp bóng đá k+ following categories:
+ Poor households following trực tiếp bóng đá k+ legal standard.
+ Near-poor households following trực tiếp bóng đá k+ legal standard.
+ Households with an average living standard following trực tiếp bóng đá k+ legal standard.
Who is eligible for student loans in Vietnam in 2024? (Image from trực tiếp bóng đá k+ Internet)
What are trực tiếp bóng đá k+ methods of student loans in Vietnam?
Based on Article 3 ofDecision 157/2007/QD-TTg, trực tiếp bóng đá k+ methods of student loans are as follows:
Loan Method:
Loans for students are made through trực tiếp bóng đá k+ household. trực tiếp bóng đá k+ household representative is trực tiếp bóng đá k+ direct borrower and is responsible for repaying trực tiếp bóng đá k+ Vietnam Bank for Social Policies. In cases where students are orphaned and have lost both parents or have lost either parent but trực tiếp bóng đá k+ remaining parent is unable to work, they can borrow directly from trực tiếp bóng đá k+ Vietnam Bank for Social Policies where trực tiếp bóng đá k+ school is located.
trực tiếp bóng đá k+ Vietnam Bank for Social Policies is responsible for providing loans to students.
Thus, student loan methods include:- Loans through trực tiếp bóng đá k+ household.- Direct loans for students who have lost both parents or one parent with trực tiếp bóng đá k+ remaining parent unable to work.
What is trực tiếp bóng đá k+ maximum student loan amount per month in Vietnam?
Based on Article 5 ofDecision 157/2007/QD-TTg, amended by Clause 2, Article 1 ofDecision 05/2022/QD-TTg, trực tiếp bóng đá k+ loan amount is as follows:
Loan Amount:
trực tiếp bóng đá k+ maximum loan amount is VND 4,000,000/month/student.
trực tiếp bóng đá k+ Vietnam Bank for Social Policies specifies trực tiếp bóng đá k+ loan amount for students based on trực tiếp bóng đá k+ tuition fees of each school and living expenses according to regions but not exceeding trực tiếp bóng đá k+ stipulated maximum loan amount.
When trực tiếp bóng đá k+ State's tuition policy changes and living expenses fluctuate, trực tiếp bóng đá k+ Vietnam Bank for Social Policies, in agreement with trực tiếp bóng đá k+ Minister of Finance, presents trực tiếp bóng đá k+ Prime Minister of trực tiếp bóng đá k+ Government of Vietnam with adjustments to trực tiếp bóng đá k+ loan amount.
Thus, trực tiếp bóng đá k+ maximum student loan amount is VND 4,000,000 per month per student. trực tiếp bóng đá k+ specific loan amount for each student will follow trực tiếp bóng đá k+ regulations of trực tiếp bóng đá k+ Vietnam Bank for Social Policies based on trực tiếp bóng đá k+ tuition fees of each school and living expenses according to regions but will not exceed trực tiếp bóng đá k+ maximum loan amount of VND 4,000,000 per month per student.
What is trực tiếp bóng đá k+ student loan term in Vietnam?
Based on Article 6 ofDecision 157/2007/QD-TTg, trực tiếp bóng đá k+ student loan term is specified as follows:
- trực tiếp bóng đá k+ loan term is trực tiếp bóng đá k+ period from trực tiếp bóng đá k+ date trực tiếp bóng đá k+ borrower starts receiving trực tiếp bóng đá k+ loan until trực tiếp bóng đá k+ full repayment date (principal and interest) as recorded in trực tiếp bóng đá k+ credit contract. trực tiếp bóng đá k+ loan term includes trực tiếp bóng đá k+ disbursement period and trực tiếp bóng đá k+ repayment period.
- trực tiếp bóng đá k+ disbursement period is trực tiếp bóng đá k+ period from trực tiếp bóng đá k+ date trực tiếp bóng đá k+ borrower receives trực tiếp bóng đá k+ first loan installment until trực tiếp bóng đá k+ student completes trực tiếp bóng đá k+ course, including trực tiếp bóng đá k+ period students are allowed to temporarily suspend studies and retain academic results (if any).
trực tiếp bóng đá k+ disbursement period is divided into disbursement periods as stipulated by trực tiếp bóng đá k+ Vietnam Bank for Social Policies or agreed upon with trực tiếp bóng đá k+ borrower.
- trực tiếp bóng đá k+ repayment period is trực tiếp bóng đá k+ period from trực tiếp bóng đá k+ date trực tiếp bóng đá k+ borrower repays trực tiếp bóng đá k+ first installment until trực tiếp bóng đá k+ full repayment date (principal and interest).
For training programs lasting no more than one year, trực tiếp bóng đá k+ maximum repayment period is twice trực tiếp bóng đá k+ disbursement period. For other training programs, trực tiếp bóng đá k+ maximum repayment period is equal to trực tiếp bóng đá k+ disbursement period.
trực tiếp bóng đá k+ repayment period is divided into repayment periods as stipulated by trực tiếp bóng đá k+ Vietnam Bank for Social Policies.
What are trực tiếp bóng đá k+ loan file and procedures for student loans through households in Vietnam?
Based on Subsection 1, Section 2 ofGuidance 2162A/NHCS-TD 2007, amended by Point a, Clause 3 ofOfficial Dispatch 1485/NHCS-TDSV 2018, trực tiếp bóng đá k+ loan file and procedures for student loans at trực tiếp bóng đá k+ Vietnam Bank for Social Policies are as follows:
* Loan file:- Loan application cum capital use plan with trực tiếp bóng đá k+ school's confirmation (original) or Admission Notice (original or certified copy or original for comparison or certified true copy).
* Loan procedure:
Step 1:trực tiếp bóng đá k+ borrower writes a loan application with trực tiếp bóng đá k+ school's confirmation or Admission Notice and submits it to trực tiếp bóng đá k+ Savings and Credit Group (SCG).
Step 2:Upon receiving trực tiếp bóng đá k+ borrower's application, trực tiếp bóng đá k+ SCG convenes a meeting to review trực tiếp bóng đá k+ loan, check trực tiếp bóng đá k+ details on trực tiếp bóng đá k+ loan application, and ensure compliance with trực tiếp bóng đá k+ Government of Vietnam's loan policies. If trực tiếp bóng đá k+ borrower is not already a member of trực tiếp bóng đá k+ SCG, trực tiếp bóng đá k+ current SCG in trực tiếp bóng đá k+ village may admit trực tiếp bóng đá k+ borrower as a new member or form a new SCG if eligible.
If there are only 1 to 4 new borrowers, they may be added to trực tiếp bóng đá k+ existing SG even if it already has 50 members. Subsequently, a list of households applying for loans from trực tiếp bóng đá k+ Vietnam Bank for Social Policies, along with loan applications and school confirmations or admission notices, is submitted to trực tiếp bóng đá k+ Commune People's Committee for verification.
Step 3:After trực tiếp bóng đá k+ Commune People's Committee's verification, trực tiếp bóng đá k+ SCG submits trực tiếp bóng đá k+ entire loan application to trực tiếp bóng đá k+ Vietnam Bank for Social Policies for loan approval procedures.
Step 4:trực tiếp bóng đá k+ Vietnam Bank for Social Policies, upon receiving trực tiếp bóng đá k+ application from trực tiếp bóng đá k+ SCG, designates an officer to verify trực tiếp bóng đá k+ legality and validity of trực tiếp bóng đá k+ loan file, which is then submitted to trực tiếp bóng đá k+ Credit Section Head and trực tiếp bóng đá k+ Director for loan approval. After approval, trực tiếp bóng đá k+ Vietnam Bank for Social Policies issues a notification of trực tiếp bóng đá k+ loan approval result to trực tiếp bóng đá k+ Commune People's Committee.
Step 5:trực tiếp bóng đá k+ Commune People's Committee informs trực tiếp bóng đá k+ local political-social organization (trực tiếp bóng đá k+ unit entrusted with trực tiếp bóng đá k+ loan) and trực tiếp bóng đá k+ SCG to notify trực tiếp bóng đá k+ borrower to collect trực tiếp bóng đá k+ loan at trực tiếp bóng đá k+ commune transaction point or trực tiếp bóng đá k+ Vietnam Bank for Social Policies's office.