What are vtv2 trực tiếp bóng đá hôm nay conditions for first-year students to get student loans in Vietnam?
What are vtv2 trực tiếp bóng đá hôm nay conditions for first-year students to get student loans in Vietnam?
As stipulated in Article 4Decision 157/2007/QD-TTg, vtv2 trực tiếp bóng đá hôm nay conditions for student loans are as follows:
Loan conditions:
- Students living in households residing legally at vtv2 trực tiếp bóng đá hôm nay locality where vtv2 trực tiếp bóng đá hôm nay loan is provided and meeting vtv2 trực tiếp bóng đá hôm nay standards stipulated in Article 2 of this Decision.
- For first-year students, a notice of acceptance or confirmation of admission from vtv2 trực tiếp bóng đá hôm nay school is required.
- For students from vtv2 trực tiếp bóng đá hôm nay second year onwards, a confirmation from vtv2 trực tiếp bóng đá hôm nay school stating that vtv2 trực tiếp bóng đá hôm nay student is attending vtv2 trực tiếp bóng đá hôm nay school and is not subject to administrative penalties or higher for actions such as gambling, drug addiction, theft, smuggling.
Thus, first-year students can obtain student loans if they meet vtv2 trực tiếp bóng đá hôm nay following conditions:
- Students living in households residing legally at vtv2 trực tiếp bóng đá hôm nay locality where vtv2 trực tiếp bóng đá hôm nay loan is provided and meeting vtv2 trực tiếp bóng đá hôm nay stipulated standards;
- Have a notice of acceptance or confirmation of admission from vtv2 trực tiếp bóng đá hôm nay school.
What are vtv2 trực tiếp bóng đá hôm nay conditions for first-year students to get student loans in Vietnam? (Image from Internet)
Which students are eligible for student loans in Vietnam?
Pursuant to Article 2Decision 157/2007/QD-TTg, as amended by Clause 1 Article 1Decision 05/2022/QD-TTg, vtv2 trực tiếp bóng đá hôm nay eligible persons for student loans are:
Students with difficult circumstances studying at universities (or equivalent), colleges established and operating in accordance with Vietnamese law, include:
- Students who are orphans of both parents or orphans of one parent and vtv2 trực tiếp bóng đá hôm nay remaining parent is unable to work.
- Students who are members of households belonging to one of vtv2 trực tiếp bóng đá hôm nay following categories:
+ Poor households according to vtv2 trực tiếp bóng đá hôm nay law's standards.
+ Near-poor households according to vtv2 trực tiếp bóng đá hôm nay law's standards.
+ Households with average living standards according to vtv2 trực tiếp bóng đá hôm nay law's standards.
How much can students borrow for loans in Vietnam?
Based on Article 5Decision 157/2007/QD-TTg, as amended by Clause 2 Article 1Decision 05/2022/QD-TTg, vtv2 trực tiếp bóng đá hôm nay loan amount is stipulated as follows:
Loan amount:
- vtv2 trực tiếp bóng đá hôm nay maximum loan amount is 4,000,000 VND/month/student.
- vtv2 trực tiếp bóng đá hôm nay Vietnam Bank for Social Policies shall specify vtv2 trực tiếp bóng đá hôm nay loan amount for students based on tuition fees of each school and living expenses according to regions but not exceeding vtv2 trực tiếp bóng đá hôm nay loan amount prescribed in Clause 1 of this Article.
- When vtv2 trực tiếp bóng đá hôm nay state's tuition fee policy changes and living expenses fluctuate, vtv2 trực tiếp bóng đá hôm nay Vietnam Bank for Social Policies shall consult with vtv2 trực tiếp bóng đá hôm nay Minister of Finance to propose to vtv2 trực tiếp bóng đá hôm nay Prime Minister of vtv2 trực tiếp bóng đá hôm nay Government of Vietnam to adjust vtv2 trực tiếp bóng đá hôm nay loan amount.
Thus, students can borrow a maximum of 4,000,000 VND/month/student.
vtv2 trực tiếp bóng đá hôm nay specific loan amount for each student will be regulated by vtv2 trực tiếp bóng đá hôm nay Vietnam Bank for Social Policies based on tuition fees of each school and living expenses according to regions, but not exceeding vtv2 trực tiếp bóng đá hôm nay maximum loan amount of 4,000,000 VND/month/student.
What is vtv2 trực tiếp bóng đá hôm nay loan term for student loans in Vietnam?
According to Article 6Decision 157/2007/QD-TTg, vtv2 trực tiếp bóng đá hôm nay loan term for student loans is stipulated as follows:
- vtv2 trực tiếp bóng đá hôm nay loan term is vtv2 trực tiếp bóng đá hôm nay period from vtv2 trực tiếp bóng đá hôm nay date vtv2 trực tiếp bóng đá hôm nay loan recipient starts receiving vtv2 trực tiếp bóng đá hôm nay loan to vtv2 trực tiếp bóng đá hôm nay date vtv2 trực tiếp bóng đá hôm nay principal and interest are fully repaid, as recorded in vtv2 trực tiếp bóng đá hôm nay credit contract. vtv2 trực tiếp bóng đá hôm nay loan term includes vtv2 trực tiếp bóng đá hôm nay disbursement term and vtv2 trực tiếp bóng đá hôm nay repayment term.
- vtv2 trực tiếp bóng đá hôm nay disbursement term is from vtv2 trực tiếp bóng đá hôm nay day vtv2 trực tiếp bóng đá hôm nay loan recipient receives vtv2 trực tiếp bóng đá hôm nay first disbursement to vtv2 trực tiếp bóng đá hôm nay day vtv2 trực tiếp bóng đá hôm nay student completes vtv2 trực tiếp bóng đá hôm nay course, including allowed leave of absence and retaining academic results (if any).
vtv2 trực tiếp bóng đá hôm nay disbursement term is divided into disbursement periods as stipulated or agreed by vtv2 trực tiếp bóng đá hôm nay Vietnam Bank for Social Policies with vtv2 trực tiếp bóng đá hôm nay loan recipient.
- vtv2 trực tiếp bóng đá hôm nay repayment term is from vtv2 trực tiếp bóng đá hôm nay first repayment date to vtv2 trực tiếp bóng đá hôm nay date vtv2 trực tiếp bóng đá hôm nay debt (principal and interest) is fully repaid.
For programs with a training period not exceeding one year, vtv2 trực tiếp bóng đá hôm nay maximum repayment term is twice vtv2 trực tiếp bóng đá hôm nay disbursement term. For other programs, vtv2 trực tiếp bóng đá hôm nay maximum repayment term is equal to vtv2 trực tiếp bóng đá hôm nay disbursement term.
vtv2 trực tiếp bóng đá hôm nay repayment term is divided into repayment periods as stipulated by vtv2 trực tiếp bóng đá hôm nay Vietnam Bank for Social Policies.
What is vtv2 trực tiếp bóng đá hôm nay interest rate for student loans in Vietnam?
According to Article 7Decision 157/2007/QD-TTg, vtv2 trực tiếp bóng đá hôm nay interest rate is stipulated as follows:
Loan interest rate:
- vtv2 trực tiếp bóng đá hôm nay preferential loan interest rate for students is 0.5%/month.
- Overdue debt interest rate is calculated at 130% of vtv2 trực tiếp bóng đá hôm nay loan interest rate.
In Article 1Decision 750/QD-TTg of 2015it is stipulated as follows:
Adjusting vtv2 trực tiếp bóng đá hôm nay interest rate for policy credit programs at vtv2 trực tiếp bóng đá hôm nay Vietnam Bank for Social Policies as follows:
- vtv2 trực tiếp bóng đá hôm nay loan interest rate for poor households, students, policy subjects working abroad for a definite period, and vtv2 trực tiếp bóng đá hôm nay National Employment Fund is 6.6%/year (0.55%/month). This regulation replaces Decision No. 872/QD-TTg dated June 6, 2014, of vtv2 trực tiếp bóng đá hôm nay Prime Minister of vtv2 trực tiếp bóng đá hôm nay Government of Vietnam adjusting vtv2 trực tiếp bóng đá hôm nay interest rate for policy credit programs at vtv2 trực tiếp bóng đá hôm nay Vietnam Bank for Social Policies.
- vtv2 trực tiếp bóng đá hôm nay loan interest rate for vtv2 trực tiếp bóng đá hôm nay Rural Clean Water and Sanitation Program, and production and business household loans in difficult regions is 9.0%/year (0.75%/month). This regulation replaces Clause 2 and Clause 3, Article 1, Decision No. 1826/QD-TTg dated October 9, 2013, of vtv2 trực tiếp bóng đá hôm nay Prime Minister of vtv2 trực tiếp bóng đá hôm nay Government of Vietnam adjusting vtv2 trực tiếp bóng đá hôm nay interest rate for policy credit programs at vtv2 trực tiếp bóng đá hôm nay Vietnam Bank for Social Policies.
Thus, vtv2 trực tiếp bóng đá hôm nay interest rate for student loans is 6.6%/year (equivalent to 0.55%/month).
