Is it compulsory to pay student accident insurance at vtv2 trực tiếp bóng đá hôm nay beginning of vtv2 trực tiếp bóng đá hôm nay school year in Vietnam?
Is it compulsory to pay student accident insurance at vtv2 trực tiếp bóng đá hôm nay beginning of vtv2 trực tiếp bóng đá hôm nay school year in Vietnam?
According to Clause 3, Article 4 ofDecree 146/2018/ND-CP(amended by Points a and b, Clause 2, Article 1 ofDecree 75/2023/ND-CP), students belong to vtv2 trực tiếp bóng đá hôm nay group whose insurance premiums are subsidized by vtv2 trực tiếp bóng đá hôm nay state budget.
At Point a, Clause 5, Article 9 ofDecree 146/2018/ND-CP(amended by Points a and b, Clause 4, Article 1 ofDecree 75/2023/ND-CP), vtv2 trực tiếp bóng đá hôm nay method of paying health insurance for students is as follows:
Every 3 months, 6 months, or 12 months, students, or their parents or guardians are responsible for paying vtv2 trực tiếp bóng đá hôm nay health insurance premiums according to vtv2 trực tiếp bóng đá hôm nay provisions in Clause 2, Article 10 ofDecree 146/2018/ND-CPto vtv2 trực tiếp bóng đá hôm nay social insurance agency.
Thus, students are vtv2 trực tiếp bóng đá hôm nay object of compulsory health insurance participation and are subsidized by vtv2 trực tiếp bóng đá hôm nay state budget for health insurance premiums.
From this, it can be seen that student accident insurance (one type of health insurance) is voluntary for students.
According to Clause 15, Article 4 of vtv2 trực tiếp bóng đá hôm nayInsurance Business Law 2022, health insurance covers cases where vtv2 trực tiếp bóng đá hôm nay insured suffer injury, accident, illness, or need healthcare services.
Student accident insurance is a type of health insurance. vtv2 trực tiếp bóng đá hôm nay insured under health insurance contracts is human health. Types of health insurance opersssssssations include: Health and body insurance; Medical expense insurance.
Therefore, student accident insurance is voluntary and not mandatory at vtv2 trực tiếp bóng đá hôm nay beginning of vtv2 trực tiếp bóng đá hôm nay school year.
However, for vtv2 trực tiếp bóng đá hôm nay betterment of children when attending school, parents should consider it.
Is it compulsory to pay student accident insurance at vtv2 trực tiếp bóng đá hôm nay beginning of vtv2 trực tiếp bóng đá hôm nay school year in Vietnam?(Image from vtv2 trực tiếp bóng đá hôm nay Internet)
What are vtv2 trực tiếp bóng đá hôm nay benefits for vtv2 trực tiếp bóng đá hôm nay policyholder of student accident insurance in vietnam?
According to Article 34 of vtv2 trực tiếp bóng đá hôm nayInsurance Business Law 2022, policyholders have insurable interests in vtv2 trực tiếp bóng đá hôm nay following entities:
- Themselves;
- vtv2 trực tiếp bóng đá hôm nay policyholder’s spouse, parents, or children;
- Siblings or other individuals with a nurturing or maintenance relationship with vtv2 trực tiếp bóng đá hôm nay policyholder;
- Individuals with financial or employment relations with vtv2 trực tiếp bóng đá hôm nay policyholder;
- Individuals who have agreed in writing that vtv2 trực tiếp bóng đá hôm nay policyholder may buy health insurance for them.
At vtv2 trực tiếp bóng đá hôm nay time of concluding vtv2 trực tiếp bóng đá hôm nay insurance contract, policyholders must have insurable interests.
What does student accident insurance in Vietnam Include?
According to Article 17 of vtv2 trực tiếp bóng đá hôm nayInsurance Business Law 2022, life insurance contracts and health insurance contracts must include vtv2 trực tiếp bóng đá hôm nay following essential contents:
- Policyholder, insured, beneficiary (if any), insurer or foreign non-life insurer’s branch;
- vtv2 trực tiếp bóng đá hôm nay subject matter of insurance;
- Sum insured or value of insured assets or limit of liability;
- Scope or benefits of insurance; rules, conditions, terms of insurance;
- Rights and obligations of vtv2 trực tiếp bóng đá hôm nay insurer, foreign non-life insurer’s branch, and policyholder;
- Insurance duration, effective time of vtv2 trực tiếp bóng đá hôm nay insurance contract;
- Insurance premium percentage, method of premium payment;
- Method of compensation payment;
- Method of dispute resolution.
vtv2 trực tiếp bóng đá hôm nay contents of life insurance contracts and health insurance contracts are detailed in Chapter 3 ofCircular 67/2023/TT-BTCas follows:
(1) Policyholder, insured, beneficiary in life insurance and health insurance contracts
...
(2) Sum insured
- vtv2 trực tiếp bóng đá hôm nay insured amount or vtv2 trực tiếp bóng đá hôm nay method of determining vtv2 trực tiếp bóng đá hôm nay insured amount is mutually agreed upon by vtv2 trực tiếp bóng đá hôm nay policyholder and insurer in vtv2 trực tiếp bóng đá hôm nay insurance contract.
...
(3) Insurance benefits, scope of insurance
- Insurance benefits, scope of insurance, and exclusions must be clearly stated in vtv2 trực tiếp bóng đá hôm nay terms, conditions, and clauses of vtv2 trực tiếp bóng đá hôm nay insurance. If insurers or foreign non-life insurers’ branches offer conditional insurance (providing insurance when vtv2 trực tiếp bóng đá hôm nay insured's participation criteria are below vtv2 trực tiếp bóng đá hôm nay insurer's standard), this must be clearly stated in vtv2 trực tiếp bóng đá hôm nay insurance contract.
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(4) Insurance rules, conditions, and clauses
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(5) Rights and obligations of policyholders in life insurance and health insurance contracts
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(6) Rights and obligations of insurers, foreign non-life insurers' branches
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(7) Insurance duration
- Insurance duration is calculated from vtv2 trực tiếp bóng đá hôm nay time vtv2 trực tiếp bóng đá hôm nay insurer or foreign non-life insurer’s branch begins to insure until vtv2 trực tiếp bóng đá hôm nay end of vtv2 trực tiếp bóng đá hôm nay insurance period. vtv2 trực tiếp bóng đá hôm nay insurance duration must be stipulated in vtv2 trực tiếp bóng đá hôm nay insurance contract.
- For pension insurance contracts, vtv2 trực tiếp bóng đá hôm nay premium accumulation period and vtv2 trực tiếp bóng đá hôm nay period for receiving pension benefits must be clearly defined.
(8) Effective time of vtv2 trực tiếp bóng đá hôm nay insurance contract
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(9) Insurance premium percentage, method of premium payment
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(10) Compensation payment
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(11) Method of dispute resolution
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View vtv2 trực tiếp bóng đá hôm nay full contents in Chapter 3 ofCircular 67/2023/TT-BTC(from Article 9 to Article 19)
